As Ingrid turned thirteen, she became eligible for a whole bunch of new banking services. Today we all went to the bank and arranged for her to get access to Handelsbanken’s banking app, Swish (for instant money transfers) and a MasterCard. All of which she was very excited about.

When she tried out Swish, she immediately zoomed in on the social features of the app. Her first payment to me – just to try it out – came with a card attached, and animated effects. I’ve used the app for years and never even noticed that those features existed. How differently we approach these things!